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Private & Hard Money Lending Solutions

Flexible Capital. Faster Deals. Smarter Growth.

Flexible Capital. Faster Deals. Smarter Growth.

At Finance Engine, we bridge the gap between real estate investors and top-tier brokers or lenders by leveraging our expansive network and advanced matchmaking technology. Whether you’re flipping homes, expanding your rental portfolio, or embarking on large-scale development projects, we ensure you have the right financial partner at the right time.

We understand that finding the right private or hard money lender can be time-consuming, so we make it seamless. Through our platform, we connect you with the most suitable brokers or lenders based on your project needs, location, and financing requirements. Whether you need quick capital for a fix-and-flip or are seeking long-term financing for a rental portfolio

Key Advantages

Speed to Close

These loans offer fast approval and closing times, typically within days rather than weeks or months. This speed allows investors to act quickly in competitive markets.

Flexible Underwriting

Private lenders focus on the value of the property and the potential of the project rather than strict personal credit scores or income requirements, making these loans accessible to a wider range of investors.

Higher Leverage

Private money lenders can offer higher loan-to-value ratios (up to 90% for purchase and rehab), allowing investors to finance a larger portion of the project with less upfront capital.

Key Solutions

Fix & Flip / Rehab Loans

Short-term loans for purchasing and renovating distressed properties, covering both acquisition and rehab costs. They offer fast closings and flexible credit requirements, making them perfect for investors flipping single-family or small commercial properties.

Bridge Loans

Temporary financing to bridge the gap between immediate needs and long-term solutions. With quick closings and interest-only payments, bridge loans are ideal for investors buying before selling or stabilizing cash flow.

DSCR (Debt Service Coverage Ratio) Loans

Long-term financing based on rental income, not personal income. These loans offer easy qualification with no tax returns or W2s required, making them ideal for buy-and-hold investors building rental portfolios.

Construction Loans

Loans for ground-up construction or major renovations, disbursed in stages based on project progress. These are ideal for builders and developers working on residential or commercial properties.

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Disclaimer

Finance Engine is not a financial institution, lender, insurance provider, or direct provider of financial services. We operate as an online marketplace that connects businesses and individuals with third-party financial service providers, including but not limited to lenders, brokers, and financial consultants. Any financial products, services, or advice obtained through our platform are provided solely by third-party providers, and Finance Engine does not endorse, guarantee, or assume responsibility for their offerings, terms, or outcomes.

Finance Engine does not provide financial, legal, tax, or investment advice. Any information presented on our website, platform, or communications is for general informational purposes only and should not be construed as professional advice. Users are encouraged to seek independent advice from qualified professionals before making any financial or business decisions..